Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

Founded 10 July 1946




(split in two parts in 1960, renamed to Aldi Nord and Aldi Süd in 1962)




Theo Albrecht

, Germany (Aldi Nord)


, Germany (Aldi Süd)

Number of locations






Convenience shop
Revenue Increase


121.1 billion (2021)



Trader Joe’s

(Aldi Nord)



Although credit card use in daily shopping was not always common, retailers adopted the program quickly once they saw the potential for increased sales.

Credit cards can now be used almost anywhere and cash is less common than ever.

It might leave you wondering, “Does Aldi accept credit card?” Perhaps they won’t take credit cards. Or you are restricted to cash payments. It’s time to take a deeper look at this question.

Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

Aldi Will Accept Credit Cards in 2022

Aldi takes credit cards. This includes all four major corporations: Visa MasterCard, Discover and American Express. Aldi accepted credit cards initially, but they started accepting them in 2016. They have expanded the types of payments that are accepted to tap-and go and contactless since then.

  • Let’s explore the topic even more, starting with how credit cards work, what Aldi fees are for them, and how you can cash out. Keep reading for more information!
  • Aldi takes what type of credit cards

  • Aldi says that they accept cash as well as most credit cards. Visa and MasterCard, Discover and American Express are also accepted.
  • Aldi will accept Visa, MasterCard (Discover, American Express) and MasterCard (Mastercard).

    You’ll find many of these perks and other extras are available when you shop at Aldi.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi will charge you a small fee to activate your credit card.

    According to my research, Aldi doesn’t charge any fees for credit card use at its stores.

    It’s true, some retailers pass the cost of fees onto the customer, but that would go against everything Aldi’s business model stands for (which is to pass on all the savings! ).

    To inquire about a credit card fee, call the company.

    Can You Use Tap-And-Go Credit Cards At Aldi?

    Aldi’s terminals for point-of-sale (POS) are equipped with near-field communications (NFC), meaning they can pick up Apple Pay and Google Pay using mobile devices, as well as tap-and-go credit card cards.

    It’s very straightforward. When the cashier has completed your transaction, you can pull out your tap-and-go card or have it available at all times. Next, hold your NFC symbol to the NFC symbol.

  • The reader will automatically detect the presence of a card outfitted with NFC technology. Approval is a must!
  • Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Can You Use Your Credit Cards Via Apple Or Google Pay At Aldi?

    Apple Pay and Google Pay let you forget your wallet while at home. You don’t even have to pay double for it.

    Once you’ve saved your credit card data to Apple or Google Wallet, you can bring your smartphone into the store and use that device to pay for your purchase with your card.

    Like tap-and, go credit cards that allow you to swipe and go at once, your phone should be held up close to the NFC symbol. You then wait for approval.

    Aldi offers cashback on your Aldi credit card

    Discover’s Cash Back credit cards often have users wondering if they will be able to cash in at registers.

    Aldi actually participates in Discover card’s cash-back program. They have the same rules as debit card cashback. No more than $100 per transaction is allowed. Customers can get only $10-20, $40, $100, or 100 (no multiples).

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi Does The AMEX Preferred Work With The AMEXBlue Cash?

    Aldi purchases are eligible for American Express Blue Cash Preferred. This program which pays six percent of total supermarket sales back to users, recognizes Aldi as such (just like it should).

    Redditors from multiple Reddits confirmed via the r/CreditCards Subreddit, that they received six percent back on their Aldi totals with their BCP Cards.

    Aldi instacart allows you to use credit cards. offers credit cards for online shopping. Just enter your credit card info into the app and choose that card during checkout.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    What date did Aldi begin accepting credit cards?

  • Although it may be hard to believe, Aldi began accepting credit cards only in March 2016.
  • Aldi US only accepted cash, debit cards and checks before this.

    Aldi has not made any formal statements about the reason the chain accepted only certain forms of payment up to 2016, however, some bloggers think it might have to do with cash transactions being more common in Germany which is Aldi’s international headquarters.

  • Jason Hart (CEO Aldi US) stated during the announcement of the payment upgrade that, “We care to make our customer’s shopping experience easier and more pleasant…and offering their credit cards the convenience will help them do just that.”
  • The company might have realized credit card fraud was costing them revenue, which could lead to their losing one of the most valuable target markets: wealthy middle-class shoppers.

    For more information, please visit our other posts about Aldi accepting Apple Pay, Aldi cash back, EBT and checks.

  • Conclusion
  • Aldi is able to accept the major credit cards such as Visa MasterCard, Discover, American Express and American Express.

  • To maximize your returns when shopping at Aldi, you should use your credit cards!
  • .Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

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