Does Lowe’S Accept Afterpay & ‘Buy Now Pay Later’ Services?

Afterpay is a system that allows people to pay more for expensive goods. The ability to pay in instalments allows people to make investments in the products they desire.

  • Home improvements can be very expensive. I was curious if Lowe would accept any type of “buy now, pay later” programs in order to save money. This is what I found!
  • Does Lowe's Accept Afterpay & 'Buy Now Pay Later' Services?

    Lowes’ to accept “Buy Now Pay Later” services by 2022

    As of 2022, Lowe’s no longer accepts Afterpay, Klarna or QuadPay. Lowe’s offers its own version of ‘buy now pay later’ services on certain products. This service is called ‘Lease to Own,’ making it easier for you to make large purchases without needing all the money upfront.

  • Now that you know that Lowe’s doesn’t accept any third-party ‘buy now pay later’ services, read on to find out why Lowe’s doesn’t accept Afterpay, Klarna, or QuadPay!
  • Lowes’ Doesn’t Accept Afterpay and Klarna.

    Lowe’s doesn’t accept Afterpay or Klarna in stores and online. However, lots of other retailers do offer the service.

    Lowe’s will not take third-party ‘buy Now Pay Later’ services. But, Lowe’s can offer its own with ‘Lease to Buy’.

    Lowe’s, which has their own service, is probably the reason they didn’t choose to use them.

    Does Lowe's Accept Afterpay & 'Buy Now Pay Later' Services?

    What ‘Buy Now Pay Later’ Style Options Does Lowe’s Offer?

    Lowe’s offers a Lease to Own service, allowing customers to slowly pay for purchases they need but, perhaps, don’t have the money for.

    The service is available for monthly payments until ownership at a maximum of $2500.

    Even though it’s not exactly like a “buy Now Pay Later” program, this allows customers to not worry about bigger purchases.

    The service also covers many products such as:

  • Appliances for your home
  • Outdoor and seasonal living
  • Power tools
  • Home decor
  • Lighting fixtures
  • These products are not included in the service.

  • Perishable and non-perishable consumable products, like fuel, food, or fertilizer
  • Carpet and drywall are permanent products that can be installed permanently
  • Transactions related to service, such as haulaway and installation
  • You will also need to purchase a minimum of $150 and be approved. Credit checks are not required.

    Additionally, the standard 12-month lease is only for approved applicants. Also, progressive leasing cannot be done in Minnesota, New Jersey Vermont, Wisconsin or Wyoming.

    What can you do instead of a ‘Buy now, Pay Later’ service at Lowe’s

    If your situation is not suitable for Lease to Own you can still purchase your merchandise using a credit line.

    With that, Lowe’s accepts most major credit card issuers. Lowe’s has its own store credit program, offering 5% rebate on store purchases, but not gift cards.

    Professionals have a variety of credit options including Lowe’s Commercial Account, Lowe’s Reward card and Lowe’s Business Card.

    These options let you make bigger purchases, and then pay off gradually.

    Lowe’s tool rental service offers another way to purchase tools. It allows you, the user to rent out tools and to return them to you when they are finished.

    The rental service does not allow you to buy any tools but it can provide you with all the necessary merchandise at a reduced price.

    Does Lowe's Accept Afterpay & 'Buy Now Pay Later' Services?

    What Other Forms Of Payment Does Lowe’s Accept?

    Lowe’s will accept payment methods other than ‘buy now and pay later’.

  • Cash
  • Visa, Mastercard, American Express and Discover debit cards
  • Personal checks
  • Lowes Store Credit Cards
  • Gift vouchers
  • For more information, please visit our blogs on Lowe’s acceptance of PayPal and Lowe’s Pro Desk. We also discuss Apple Pay.

  • Conclusion
  • Unfortunately, Lowe’s does not accept third-party ‘buy now pay later’ services, like Afterpay, Klarna, and QuadPay.

    Lowe’s offers a similar service to the ‘buy Now Pay Later’ plan.

    For example, Lowe’s Lease to Own program allows customers to make large purchases and then pay for them over 12 months.

    Lowe’s has other payment options including cash and credit or debit cards. Personal checks are also accepted. Gift cards can be purchased as well as Lowe’s credit card.

    .Does Lowe’S Accept Afterpay & ‘Buy Now Pay Later’ Services?

    See also  Lowe'S Employee Discount 2022