What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)
April 30, 2015
2.79 billion (2021)
Footnotes / references
Walmart is one of the largest retailers of grocery and home goods in the U.S., selling a wide array of products at cheap price points.
Walmart: How Much Will It Pay For 2022?
Walmart Pay is a digital wallet that is part of the Walmart smartphone app and can be used to make contactless payments in-store as of 2022. Walmart Pay lets you attach debit, credit or gift cards for easy shopping at Walmart stores.
Walmart Pay and How Does it Work?
Walmart Pay, a type of mobile wallet that allows you to connect debit and credit cards as well as gift cards in order to make touch-free purchases at Walmart.
Customers can download Walmart Pay to their smartphones as it is available for both iOS and Android, and use it upon checkout, receiving an electronic receipt in the app once the transaction is processed.
Side note: The video below shows Walmart Pay working in practice.
Walmart Pay has multiple SSL levels for security updates, so there’s no need to be concerned about payment information becoming compromised.
What is Walmart Pay?
Walmart Pay is a part of the Walmart App. If you do not have the app, head to the Apple Store and Google Play Store to get it for free.
The Walmart app is now installed. It’s easy to create your Walmart mobile wallet with the proper steps.
You can get Walmart Pay up and running by following these steps
Download and open the Walmart app and select the “Services” menu.
Select the “Walmart Pay” option.
To “Get Started”, follow the prompts on screen
If you’re a brand new customer, log in to your Walmart.com account.
Add the payment method you prefer – these options are debit, credit, and gift cards.
Do not rush to get the first setup confirmed.
Continue by selecting “Got It!”
Walmart Pay can be used at all Walmart stores once it is established.
What is the best way to add a card to Walmart Pay?
You can quickly and easily add a new debit, credit, or gift card to your Walmart Pay mobile wallet. To add the card, follow these simple steps:
Sign up to Walmart Pay in the Walmart app
Tap the “Credit or Debit Card” option.
Take the card information with your smartphone and either capture it using the camera or input it manually via “Type card information instead”.
Add your name, address, security code, and other necessary information and press “Continue”.
You can either create a four-digit pin for security purposes or you can use your biometric identification to gain access to the payment methods.
Tap “Add payment methods” to increase the number of cards you wish to add. You will then need the same steps as before.
How Do You Use Walmart Pay?
Walmart Pay, which is an indestructible payment system that can be used for either self-checkout as well as associate-assisted checkout, will allow you to scan your items at the checkout register.
For payment, swipe the Walmart Pay QR codes on your debit reader or kiosk display screens to link your mobile wallet.
Please note that your phone will require you to give your unique security PIN/biometric identification in order to unlock the phone.
The transaction will close with a sound that will notify you and then an electronic receipt will appear in your Walmart App.
Is Walmart Pay Safe?
Like other types of mobile wallets such as Apple Pay, Google Pay, and Samsung Pay, Walmart Pay is completely secure and safe to use.
Multiple layers of security are in place to secure your personal information and payment details, so you can safely use it without worrying.
Walmart Pay’s Touch ID and security password are required to access any payment method or change it.
Additionally, Walmart App constantly upgrades security protocols and improves data encryption over secure networks. Secure Sockets Layers (SSL) are also available.
Walmart Pay’s Payment Methods:
Walmart Pay is compatible with all major credit/debit cards. Walmart Pay cannot be linked to a checking or savings account.
There are several major credit card providers accepted, including:
Walmart Pay: Where can you use it?
Walmart Pay works at any Walmart Supercenter, Walmart self-checkout kiosk, or directly with an associate. Use their location finder to find your nearest Walmart store.
Can You Use Walmart Pay Online?
Walmart Pay cannot be used to order online at walmart.com. To process payment, you will need to scan the QR code of Walmart Pay’s smartphone wallet.
Instead, you will need to use the linked credit, debit, or gift card directly instead of going through the Walmart Pay portal.
Walmart Doesn’t Pay What
Walmart Pay will not allow you to pay for gas. This is because the payment method does not match gas station purchases.
Walmart Pay cannot be used to pay for Sam’s Club or EBT/SNAP/WIC orders.
Can You Get Cash Back Using Walmart Pay?
Walmart Pay can’t give you cashback.
If the Walmart Pay credit card you’ve attached earns cash rewards, then you will earn cashback. Walmart Pay purchases can also be used to reward your Rewards Credit Card with cash points.
Can You Split Payment Methods With Walmart Pay?
You can split payments with Walmart Pay between your linked Walmart Pay card and another payment method right at the register. To do this, you have the option to use cash, EBT/SNAP/WIC, or Walmart Gift Card balances.
Can You Return Purchases Made Using Walmart Pay?
Walmart Pay covers purchases you have made. You can also return them in-store by opening a Mobile Express Return on the Walmart app.
The app allows you to navigate to your Purchase Record, to select an item, scroll to bottom, and view the transaction codes required to complete the return.
Can Walmart Associates Use Walmart Pay?
Walmart associates and employees can indeed use Walmart Pay and link their associate discount card to the mobile wallet to continue getting their discount.
Walmart Pay Coupons Acceptable
You can only use paper coupons along with Walmart Pay by scanning them separately at checkout since digital coupons will not work.
Walmart Pay Has a Designated Checkout Area
Walmart Pay users do not get a special, or even designated, checkout line. All customers, regardless of the payment method they use, must check in at self-service check-out kiosks or sales associate registers.
What are the differences between WalmartPay and WalmartApp?
Walmart Pay allows you to pay for items through your smartphone. This can make it difficult to differentiate between the two.
Walmart Pay, on the other hand, is a mobile wallet which stores your payments information. The Walmart app, however, is more focused on online shopping.
Walmart offers a mobile app that allows you access to thousands of products and lets you order groceries for pickup or delivery. WalmartPay is available only in-store and touchless payments.
Walmart Pay: How can you make it the best?
Walmart Pay will make it easier to use your rewards dividends, cash-back or credit card.
This way you will be able to earn many rewards later when you complete your Walmart shopping trip.
By linking Walmart’s newly launched rewards cards (the Capital One Walmart Reward MasterCard and Walmart Rewards Card), you could get cashback.
You can also see other guides to learn more about whether Walmart accepts Apple Pay or Google Pay. Our massive post on Walmart Plus will explain why Walmart Plus is so popular.
What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)