Can You Turn Home Depot Store Credit Into Cash In 2022?

Penney OpCo, LLC
Formerly J. C. Penney Company, Inc.
Type Private company


: JCP (1927–2020)

OTC Pink

: JCPNQ (May 2020-January , 2021)

OTC Pink

: CPPRQ (as Old COPPER Company, Inc, January 2021 – February 2021)
Industry Retail
Founded April 14, 1902

; 119 years ago




Kemmerer, Wyoming

, U.S. (J. C. Penney Company)

October 29, 2020

; 16 months ago





(Penney IP, LLC)
James Cash Penney

William Henry McManus (J. C. Penney Company, Inc.)
Headquarters Texas


Plano, Texas





Number of locations
629 (February 2021)


Area served
United States
Key people
Ronald Tysoe


Marc Rosen


Bill Wafford


Shawn Gensch


  • Clothing
  • cosmetics
  • electronics
  • footwear
  • furniture
  • housewares
  • jewelry
  • toys
  • appliances
Revenue Decrease


11.167 billion



million (2019)


million (2019)

Total assets

US$5.900 billion (2021)

Total equity

US$829 million (2019)
Simon Property Group


Brookfield Asset Management
Number of employees

(Aug. 2021)






Footnotes / references





Home Depot provides a loose returns policy for its customers. Customers can return without proof of purchase or exchange store credit.

  • Home Depot Store Credit may have been used for returns. You might be asking if it is possible to convert the Store Credit into cash. Let me tell you what I found about this.
  • Can You Turn Home Depot Store Credit Into Cash In 2022?

    Is it possible to convert Home Depot store credit into cash in 2022

    Home Depot will not accept Store Credit as cash. Home Depot can give out Store Credit to replace a store credit if an item is returned unreceived. The Store Credit can only be used in-store.

  • Read on for more information about the reasons you cannot convert your Store Credit to cash at Home Depot or how to check your Store Credit balance.
  • Why can’t my Home Depot Credit be exchanged for cash?

    Home Depot does not allow you to exchange the Store Credit card for cash.

    Along with that, it is also tied to the customer’s photo ID which is checked when credit is redeemed in-store.

    Home Depot issues Store Credit whenever a return that is not in compliance with the original terms of payment is submitted.

    Store Credit can be used to return items purchased, but not proof of purchase.

    In such cases, Store Credit cannot be transferred to cash as the credit is issued as part of an exchange for an unwanted item.

    The return is not eligible for repayment.

    Store Credit at Home Depot is now linked to customers’ photo ID in order to prevent the online sale of Store Credit.

    Store Credit cannot therefore be sold for cash.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    What can I do with my Home Depot Store Credit Online

    Home Depot Store Credit is not available online.

    Home Depot has implemented this policy in order to safeguard customers against fraudulent Store Credit purchases online.

    Do I have the right to use my Home Depot store credit?

    Home Depot Store Credit is redeemable at any Home Depot location provided that you have a valid ID linked to your card.

    In order to protect against fraudulent activity such as online selling of Store Credit Cards, it is necessary that you have a government-issued photograph ID.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How do I check the balance of my Home Depot Store credit card?

    Checking the balance of Home Depot Store Credits is only possible if you visit the store. A cashier will check it.

    Do not check your Home Depot Store Credit card balance online.

    Customers had the option to phone Home Depot and find the balance of their Store Credit. Unfortunately, that is no longer an option.

    Home Depot Store Credit: Can I Buy Gift Cards With It?

    Home Depot Store Credit is not available to customers who wish to purchase Home Depot gift card.

    Instead, gift cards can be purchased at Home Depot using cash, MasterCard, Visa, Discover, and PayPal.

    Not only that, but Home Depot Consumer Credit Card can’t be used to purchase Home Depot Gift Card.

    Home Depot Gift Card operate via a third party. This means that Home Depot doesn’t have final say on how cards can be used.

    Store Credit is not available to purchase Home Depot Gift Card cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How can I turn my Home Depot gift certificate into cash?

    Home Depot gift cards cannot be returned and can’t be exchanged or refunded.

    So if you are in possession of a Home Depot gift card, your only options are to either use the gift card or exchange it with someone else (who wants to use it) for cash.

    Home Depot Protection Plan and Home Depot Credit Card are two related topics.

  • Conclusion
  • Home Depot Store Credit is not convertible into cash. You cannot also use Store Credit without the approval of Home Depot.

    Store Credit can be used at any Home Depot location provided that you have a photo ID. Checking the Store Credit balance must be done in-store.

    Do you have the ability to convert your store credit into cash

    Do I have the right to sell credit that I received for my merchandise (merchandise store)? Cashback can be earned for credit store credit, provided that the credit has not expired and is issued in the format of a plastic credit. If you are selling gift cards that have store credit, just treat it as a card.

    What happens to Home Depot Store Credit?

    The plastic and electronic gift cards are free from fees and expiration dates. You can redeem them at any The Home Depot Store or online at

    How can I redeem my Home Depot Store credit at other stores

    The Home Depot Credit Card can only be used in Home Depot stores or on the Home Depot website. It is a store credit card. Regular credit cards are part of a card network – Mastercard, Visa, Discover, or American Express – so those cards can be used anywhere the card’s network is accepted.5 Oct 2021

    Does store credit have the potential to be transferred?

    You can, in short. The short answer is yes. Not only can you transfer your credit card balance to a different credit card but this is usually a smart decision.

    .Can You Turn Home Depot Store Credit Into Cash In 2022?

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