Where Can You Cash A Usps Money Order? (List Of Places)
United States Postmaster General
June 16, 2020
1957 (age 64)
New York City
Money orders allow you to send and receive money quickly and easily, even if the recipient does not have a checkbook or a debit card.
Postal Service is an essential organization in the U.S. and sells money orders at a low cost rate at many of their locations.
But if you receive one, where can you cash a USPS money order? What are the nearest locations to you? Let’s find out.
What is the best place to cash a USPS money order in 2022?
A wide range of US Postal Service money orders may be cashed anywhere, including at Post Office locations or banks. It is possible to cash USPS money orders in the Post Office for no charge. However, you will be charged if it’s done elsewhere.
This is a complete list of all locations where your USPS money orders can be cashed or deposited.
Post Office Locations – Post Office cashes its own money orders. Bonus: They do this for no cost.
Bank of America – This bank will only cash money orders if you have an account with them.
Capital One is another huge financial institution. They will cash money only if you already have an account.
Additionally, you must have at least the amount on the money order in your account if you want to receive the money in cash.
Otherwise, deposit the money order to your account.
Fifth Third Bank — These branches will cash an order for money even if you don’t have a bank account.
Chase Bank – Just like Capital One, you must have an account and must have the amount in your account to receive cash.
Regions-Non-account Holders Can Cash Their Money Orders at Regions Locations For A Five Percent Fee
PNC Bank – A local bank based in Pittsburgh. To cash your money orders, you will need an account. You may need to be aware of some restrictions.
Wells Fargo- You must open an account at Wells Fargo. To make a deposit you will need the funds amount.
Check-cashing places include: Check Into Cash Money Mart, United Check Cashing and Money Mart; however there are locations that charge the highest fees.
Albertsons grocery shops: Visit the website for more information or to place an order, and make sure that your area cashes.
Kroger grocery shops: There are over 2700 Kroger locations across the U.S. Some Kroger stores can cash money orders at a nominal fee. To make certain, check ahead.
Will Banks Take USPS Money Orders
Yes, many banks do cash USPS money orders.
Others, such as Chase, Bank of America or Wells Fargo require that you create an account in order to cash out your money order.
You will need to keep the check and the amount of the check in order to get the money order in cash.
For cashing an order for USPS Money, I recommend that your financial institution is used.
Visit your bank’s website to learn if you can order money cashing. It is likely that they offer this service for no charge.
Non-account holders can cash money orders at some banks such as the Regions bank, although they will have to pay a fee.
According to me, check-cashing sites are better choices than banks that accept USPS money orders of non-account holders.
Although you’ll still need to pay an additional fee, the cost is still lower than what you might pay at a Money Mart.
Do your homework and research the fees in your region.
How can anyone cash a USPS Money order?
Only the person to whom the USPS money order is made out can cash it.
So, unfortunately, if you don’t have time to make it to the Post Office one day to cash your money order, you cannot send someone else in your stead.
Money orders should be treated just like checks. To receive funds, you will need to have proper identification and a signature matching the money order.
Can You Mobile Deposit A USPS Money Order?
Mobile check deposit is possible at many mobile banks, however money orders require a separate app.
Mobile deposit of money orders is not allowed by major banks like Bank of America. However, they can cash these in person for account holders.
Big banks such as Citibank or Fifth Third Bank have apps that allow you to deposit money via mobile.
Huntington Bank is one bank in regional that also has mobile money order deposits.
How do you cash an order for postal money?
USPS money order are great because you can easily get them at any one of the Post Offices across the nation.
Just find an address that can cash USPS money orders, and then bring the order with you into your building.
Don’t sign it! In front of the teller/cashier, you will sign or endorse it.
You should also bring your identification so that they can confirm you are who the money is for.
This is all that you need to do. You can do it the same way as cashing a check.
If you want to learn more about USPS please read these posts. They discuss whether USPS sells money orders and what USPS charges per weight.
USPS money orders are an inexpensive alternative to checks or debit card payments, and they can be cashed in many locations around the U.S.
Post Offices offer the easiest and best service. Many banks, check-cashing and grocery locations will accept checks, though this can often be a costly affair.
.Where Can You Cash A Usps Money Order? (List Of Places)